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Oklahoma Financial Planning
Articles, guides, and analysis from Perissos Private Wealth on oklahoma financial planning — a hub for everything we've published on this topic.
Lifetime Gifting Strategies for Families With $10M+
lifetime gifting strategies: With the federal estate tax exemption rising to $15 million per person in 2026, high-net-worth families must evaluate lifetime gifting vs. step-up in basis at death to optimize wealth tran...
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Healthcare in Early Retirement: Bridging to Medicare
Bridge to Medicare: Healthcare remains a critical variable for early retirees. With the return of the 400% income cliff in 2026, bridging the gap to Medicare at age 65 requires careful management of MAGI through strat...
Why Delaying Social Security Isn't Always the Best Decision
Delaying Social Security: Conventional wisdom says to wait until age 70 to claim Social Security, but for many households, claiming at full retirement age or earlier can lead to better lifetime outcomes depending on h...
Reverse Mortgages: A Tool, Not a Last Resort
Reverse Mortgages: A reverse mortgage can transform home equity into usable cash without requiring monthly payments, but it is not free money. The decision depends on how it impacts your total household plan, financin
SPIAs, DIAs, and QLACs: A Retiree's Guide to Income Annuities
Retirees often view income annuities as a single category, but SPIAs, DIAs, and QLACs serve distinct timing and tax roles. Understanding these differences helps align guaranteed income with longevity risks and RMD man
Asset Protection Trusts: What Oklahoma Allows
Oklahoma asset protection trusts: Oklahoma law provides specific tools like the Family Wealth Preservation Trust Act to protect growth and corpus from creditors, provided planning occurs before claims arise.
The Tide of Shares
supply of shares: While most analysis focuses on earnings and the Fed, the quiet force of shrinking stock supply through buybacks has shaped the long bull market over the last fifteen years.
Mega Backdoor Roth: Is It Right for High Earners in 2026?
Mega Backdoor Roth: A high-limit Roth strategy can be powerful in 2026, but only when employer plan design, cash flow, and tax pictures align for high-earning individuals.
Inflation, Hormuz, and the Ghost of 1973
1970s inflation parallel: With headline CPI reaccelerating and global energy chokepoints disrupted, we examine the similarities between today's economy and the 1970s inflation era.
The Bond Buyer of Last Resort
bond buyer of last resort: Understanding the hierarchy of sovereign borrowers is essential for global bond market analysis. From reserve currency issuers to foreign-currency borrowers, here is how debt monetization im...
War, Oil, and the Path Forward
Assessing the Iran Conflict’s impact on markets, inflation, and portfolios — one month after U.S. and Israeli military action against Iran.
Market Memo
The Pandemic-induced recession is rapidly becoming a distant memory as the economy continues to show remarkable signs of regaining its footing. Consumer spendin…
Planning for Long-Term Care
Effective financial planning is about saving, investing — and managing risk. The saving and investing part is usually focused on growing assets.
Stock Options: An Owners Manual
Understanding how stock options work is essential for long-term wealth management. Learn the differences between NQSOs and ISOs, the impact of vesting, and how tax rules like AMT affect your financial planning.
Changing Jobs: What Happens to Your 401(k)?
There’s a lot involved in moving to a new company, and normal for some to put some of the more tedious housekeeping items on the back burner.
Market Memo
Monthly Market Summary: The S&P 500 Index gained +0.5% in May, outperforming the Russell 2000 Index’s -0.8% return amid shifting investor sentiment.