Perissos Private Wealth
Tax Planning
Tax planning is one of the most overlooked pieces of financial planning. We seamlessly integrate tax strategy into your comprehensive financial plan.
Our Tax Philosophy
Why Tax Planning Matters
A well-executed tax strategy can save you significantly more than traditional investment returns alone. Here's how we approach it.
Strategic Minimization
We go beyond basic deductions. Our strategies are designed to minimize your lifetime tax burden through proactive, forward-looking planning.
CPA Partnership
We partner with seasoned CPAs to ensure your tax strategy is fully integrated with your broader financial plan — no gaps, no surprises.
Proactive Planning
Tax laws change constantly. We stay ahead of legislative shifts to identify opportunities before they expire, keeping more money in your pocket.
Our Tax Planning Process
Every strategy starts with understanding your unique situation. Our four-step process ensures nothing is overlooked.
Discovery
We review your current tax situation, income sources, deductions, and future projections to understand your full picture.
Analysis
Our team and CPA partners perform a detailed analysis of your tax exposure, identifying inefficiencies and opportunities.
Strategy
We build a customized tax strategy incorporating Roth conversions, charitable giving, capital gains management, and more.
Implementation
We coordinate with your CPA to execute the plan, ensuring every piece integrates seamlessly with your investments and estate plan.
Integrated CPA Collaboration
Unlike many wealth management firms, we don't work in a silo. Our dedicated in-house CPA consultant works alongside your existing CPA to ensure every financial decision is tax-optimized. From Roth conversions to charitable giving strategies, we coordinate every detail.
Latest Articles
Factor Investing: Value, Momentum, Quality, and Low Volatility Explained
October 7, 2026
Factor investing makes portfolio tilts explicit, but labels like value, momentum, quality, and low volatility still require review of rules, costs, taxes, concentration, and fit with household goals. This overview cov
When Can You Withdraw From a 401(k)? Age 59½ Rules and Exceptions
October 5, 2026
Most people can withdraw from a 401(k) without the 10% early withdrawal tax after age 59½, but ordinary income tax may still apply. Common exceptions include the Rule of 55, 72(t) payments, disability, QDROs, and cert
ETFs vs. Mutual Funds: Which Belongs in Your Taxable Account?
October 5, 2026
Choosing between ETFs and mutual funds in a taxable account depends on investment exposure, tax timing, distribution patterns, operating costs, and the tax cost of changing course. ETFs often allow more tax control, b
How to Build a Tax-Diversified Retirement Portfolio
September 26, 2026
A tax-diversified retirement portfolio uses traditional, Roth, and taxable accounts to give future withdrawals more than one tax treatment. Coordinating these account types can improve retirement income flexibility, b
Why Retirees Need Three Types of Money: Now, Soon, Later
September 25, 2026
Retirees can match spending to time horizon by separating portfolio assets into Now, Soon, and Later, helping near-term cash needs, intermediate reserves, and long-term growth play distinct roles. This overview covers
Inflation in Retirement: How to Build a TIPS Ladder
September 24, 2026
Learn how a TIPS ladder can help match inflation-adjusted Treasury cash flows to retirement spending dates, while accounting for coupons, taxes, liquidity needs, and funding gaps. This overview covers Inflation in Ret
Frequently Asked Questions
- Is tax planning part of wealth management?
- Yes. Tax-aware planning can help coordinate retirement income, investments, estate decisions, and charitable strategies with a client's broader financial plan.
- Does Perissos replace a CPA?
- No. Perissos coordinates planning considerations with qualified tax professionals and does not provide personalized tax advice.