Perissos Private Wealth
Retirement Planning
Moving into retirement is one of life's most significant transitions. We help you feel excited about this milestone — not anxious about your future finances.
Tax-wise retirement planning
Start by getting a Free Retirement Analysis. We'll review your current plan, identify gaps, and show you opportunities to keep more of what you've earned.
Get Your Free Assessment
Retire with Confidence
Plan today so you can enjoy the life you've always envisioned.
Key Questions to Ask
"Do I have a clear path to retirement?"
"Am I minimizing my lifetime tax burden?"
"How do I make my money last?"
Savings Milestones by Age
Illustrative compound-growth targets assuming consistent contributions
Your 7-Step Retirement Planning Process
Ready to take the first step toward a confident retirement? Our team is here to help you build a plan tailored to your goals.
Get Your Free AssessmentLatest Articles
Modern Portfolio Theory Has Real Limits — Here's What HNW Investors Use Instead
October 8, 2026
Modern Portfolio Theory is a useful diversification framework, but it can miss taxes, liquidity needs, household obligations, and sequence risk. For high-net-worth investors, a broader planning process starts with cas
When Can You Withdraw From a 401(k)? Age 59½ Rules and Exceptions
October 5, 2026
Most people can withdraw from a 401(k) without the 10% early withdrawal tax after age 59½, but ordinary income tax may still apply. Common exceptions include the Rule of 55, 72(t) payments, disability, QDROs, and cert
When to Hire a Wealth Manager vs. Stay With a Broker
October 3, 2026
Choosing between a wealth manager and a broker depends less on titles than on scope, costs, and accountability. A broker may fit straightforward needs and infrequent trades, while a wealth manager can help coordinate
What 'Active Drawdown Management' Actually Means
October 1, 2026
Active drawdown management is a documented process for handling portfolio losses while funding retirement. It uses written rules for liquidity, risk changes, and spending adjustments rather than promising to avoid los
Stress-Testing Your Retirement Plan With Monte Carlo Analysis
September 30, 2026
Monte Carlo analysis can stress-test a retirement plan by modeling many possible return paths instead of assuming steady annual gains. The more useful question is how spending, time horizon, and early losses could cha
How Much Do You Really Need to Retire in Oklahoma?
September 29, 2026
A realistic Oklahoma retirement target starts with your household spending gap, taxes, income sources, and healthcare timeline rather than a generic statewide average. This overview covers how much do you need to reti
Frequently Asked Questions
- What does retirement planning include?
- Retirement planning can include income planning, withdrawal strategy, Social Security timing, healthcare costs, tax-aware decisions, and investment allocation.
- Can Perissos help with Social Security and Medicare planning?
- Yes. Perissos provides educational guidance around Social Security and Medicare decisions as part of retirement planning.