Perissos Private Wealth
Retirement Planning
Moving into retirement is one of life's most significant transitions. We help you feel excited about this milestone — not anxious about your future finances.
Tax-wise retirement planning
Start by getting a Free Retirement Analysis. We'll review your current plan, identify gaps, and show you opportunities to keep more of what you've earned.
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Retire with Confidence
Plan today so you can enjoy the life you've always envisioned.
Key Questions to Ask
"Do I have a clear path to retirement?"
"Am I minimizing my lifetime tax burden?"
"How do I make my money last?"
Savings Milestones by Age
Illustrative compound-growth targets assuming consistent contributions
Your 7-Step Retirement Planning Process
Ready to take the first step toward a confident retirement? Our team is here to help you build a plan tailored to your goals.
Get Your Free AssessmentLatest Articles
Healthcare in Early Retirement: Bridging to Medicare
September 18, 2026
Retiring before age 65 means replacing employer health coverage while managing income, taxes, and Medicare timing. This post explains how COBRA, Marketplace plans, premium tax credits, and Medicare enrollment can inte
Social Security at 62, 67, or 70? A HNW Decision Framework
September 17, 2026
For high-net-worth households, Social Security claiming is less about need and more about tradeoffs. This framework compares ages 62, 67, and 70 across benefit levels, survivor protection, taxes, earnings limits, and
How Social Security Is Taxed (and How to Minimize It)
September 16, 2026
Social Security benefits can become partially taxable when combined income crosses federal thresholds. Coordinating IRA withdrawals, Roth conversions, deductions, Medicare timing, and Oklahoma tax rules may help manag
Pension Lump Sum vs. Monthly Annuity: How to Decide
September 14, 2026
Compare a pension lump sum and monthly annuity by weighing income security, survivor protection, taxes, PBGC limits, and rollover rules rather than relying on simple payout percentages alone. This overview covers pens
Reverse Mortgages: A Tool, Not a Last Resort
September 11, 2026
Reverse Mortgages: A reverse mortgage can transform home equity into usable cash without requiring monthly payments, but it is not free money. The decision depends on how it impacts your total household plan, financin
How to Pay for Long-Term Care Without Buying LTC Insurance
September 10, 2026
Planning to pay for long-term care without insurance requires a deliberate strategy. This guide covers quantifying care reserves, protecting the surviving spouse, and identifying specific assets like HSAs and home equ
Frequently Asked Questions
- What does retirement planning include?
- Retirement planning can include income planning, withdrawal strategy, Social Security timing, healthcare costs, tax-aware decisions, and investment allocation.
- Can Perissos help with Social Security and Medicare planning?
- Yes. Perissos provides educational guidance around Social Security and Medicare decisions as part of retirement planning.