Topic
Retirement Tax Planning
Articles, guides, and analysis from Perissos Private Wealth on retirement tax planning — a hub for everything we've published on this topic.
More on Retirement Tax Planning
How Social Security Is Taxed (and How to Minimize It)
Social Security benefits can become partially taxable when combined income crosses federal thresholds. Coordinating IRA withdrawals, Roth conversions, deductions, Medicare timing, and Oklahoma tax rules may help manag
What HNW Retirees Get Wrong About Required Minimum Distributions
High-net-worth retirees often misread required minimum distributions as a spending rule instead of an income-planning decision. This post explains first-year timing at age 73, the risk of doubling distributions in one
Backdoor Roth IRA: Avoiding the Pro-Rata Trap
pro-rata trap: A successful Backdoor Roth IRA depends on a clean IRA balance sheet. Learn how the IRS aggregation rule and Form 8606 determine the taxability of your conversion when pre-tax funds are present.
Tax-Efficient Withdrawal Sequencing for Retirees With $3M+ Portfolios
tax-efficient withdrawal sequencing: For high-net-worth retirees, the order of account distributions determines long-term portfolio longevity. Moving beyond basic rules of thumb helps manage RMDs and Medicare costs.
Capital Gains Harvesting in the 0% Bracket Years
capital gains harvesting: A low-income year can create a narrow opportunity to reset basis, diversify, and reduce future tax. Understanding the 0% long-term capital gains bracket is essential for effective retirement...
The Tax on Your Social Security Check
tax on your social security check: For many Oklahoma retirees, Social Security benefits are not tax-free. Learn how the federal government calculates the taxable portion of your check and how 2026 tax law changes affe...
Retirement & Taxes
Retirement and Taxes: a Perissos Private Wealth resource covering tax-smart withdrawal strategies, Social Security timing, and durable retirement income.
Navigating Retirement and Taxes: A Guide
Retirement planning is crucial for financial stability as we approach our golden years. One key component often overlooked is tax planning. In this blog post, w…
Should I Consider Doing a Roth Conversion
Have you ever thought about converting a portion of your Traditional IRA to a Roth IRA.
Planning for the Five Big Tax Challenges in Retirement
Creating a retirement paycheck that generates the income you need while keeping you in the lowest possible tax bracket isn’t simple — but it is doable.