Topic
Retirement Income Planning
Articles, guides, and analysis from Perissos Private Wealth on retirement income planning — a hub for everything we've published on this topic.
Why Delaying Social Security Isn't Always the Best Decision
Delaying Social Security: Conventional wisdom says to wait until age 70 to claim Social Security, but for many households, claiming at full retirement age or earlier can lead to better lifetime outcomes depending on h...
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Inflation in Retirement: How to Build a TIPS Ladder
Learn how a TIPS ladder can help match inflation-adjusted Treasury cash flows to retirement spending dates, while accounting for coupons, taxes, liquidity needs, and funding gaps. This overview covers Inflation in Ret
Variable Withdrawal Strategies: Guyton-Klinger Explained
Variable withdrawal strategies offer a middle path between fixed spending and floating market-based withdrawals, using documented guardrails to define when spending should rise, stay flat, or be reduced to preserve po
Bucket Strategy vs. Total Return Approach to Retirement Income
Moving from accumulation to distribution is a major transition. Compare the psychological visibility of the bucket strategy against the efficiency of the total return
Creating Flexible Income in Retirement
If you saved for retirement in a tax-deferred account, you lowered your taxes in the years you contributed pre-tax dollars. When you get into retirement and sta…