Perissos Private Wealth
Medicare
Medicare decisions are complex and the wrong choice can cost you thousands in unnecessary premiums and coverage gaps. We simplify the process.
Medicare Guidance
Understanding Your Medicare Options
Medicare has multiple parts and plan types. We break down the complexity so you can make confident, informed decisions about your healthcare coverage.
Part A & Part B Guidance
We help you understand your hospital and medical insurance coverage, including premiums, deductibles, and what's covered under Original Medicare.
Part D & Prescription Coverage
Prescription drug costs can vary dramatically between plans. We analyze your medications to find the most cost-effective Part D plan for your needs.
Supplement & Advantage Plans
Choosing between Medigap and Medicare Advantage is a critical decision. We compare options based on your health needs, travel habits, and budget.
Our Medicare Planning Process
From initial enrollment to annual reviews, we guide you through every step of the Medicare journey.
Enrollment Timing
We ensure you enroll during the right window — Initial Enrollment, Special Enrollment, or Open Enrollment — to avoid lifetime late penalties.
Plan Comparison
Our team compares Original Medicare with Advantage plans and evaluates Medigap policies to find the best fit for your healthcare needs.
IRMAA & Cost Planning
High-income retirees face IRMAA surcharges. We develop income strategies to minimize or avoid these additional Medicare premiums.
Annual Review
Medicare plans change every year. We review your coverage annually to ensure it still meets your needs and remains cost-effective.
Important Medicare Topics
Medicare planning goes beyond choosing a plan. We help you navigate the financial implications of healthcare in retirement, including income-related surcharges and coordination with other coverage.
Latest Articles
Healthcare in Early Retirement: Bridging to Medicare
June 13, 2026
Bridge to Medicare: Healthcare remains a critical variable for early retirees. With the return of the 400% income cliff in 2026, bridging the gap to Medicare at age 65 requires careful management of MAGI through strat...
Three Medicare Mistakes to Avoid
May 6, 2025
Many retirees think that once they reach age 65 the nightmare of navigating the maze of insurance choices will be over. I hate to break it to you, but the maze …