Perissos Private Wealth
Medicare
Medicare decisions are complex and the wrong choice can cost you thousands in unnecessary premiums and coverage gaps. We simplify the process.
Medicare Guidance
Understanding Your Medicare Options
Medicare has multiple parts and plan types. We break down the complexity so you can make confident, informed decisions about your healthcare coverage.
Part A & Part B Guidance
We help you understand your hospital and medical insurance coverage, including premiums, deductibles, and what's covered under Original Medicare.
Part D & Prescription Coverage
Prescription drug costs can vary dramatically between plans. We analyze your medications to find the most cost-effective Part D plan for your needs.
Supplement & Advantage Plans
Choosing between Medigap and Medicare Advantage is a critical decision. We compare options based on your health needs, travel habits, and budget.
Our Medicare Planning Process
From initial enrollment to annual reviews, we guide you through every step of the Medicare journey.
Enrollment Timing
We ensure you enroll during the right window — Initial Enrollment, Special Enrollment, or Open Enrollment — to avoid lifetime late penalties.
Plan Comparison
Our team compares Original Medicare with Advantage plans and evaluates Medigap policies to find the best fit for your healthcare needs.
IRMAA & Cost Planning
High-income retirees face IRMAA surcharges. We develop income strategies to minimize or avoid these additional Medicare premiums.
Annual Review
Medicare plans change every year. We review your coverage annually to ensure it still meets your needs and remains cost-effective.
Important Medicare Topics
Medicare planning goes beyond choosing a plan. We help you navigate the financial implications of healthcare in retirement, including income-related surcharges and coordination with other coverage.
Latest Articles
Retiring at 55: The FIRE Movement Meets HNW Reality
September 28, 2026
Retiring at 55 can work for a high-net-worth household, but wealth alone does not solve the years before Social Security and Medicare begin. A workable early-retirement plan needs a clear bridge for cash flow, taxes,
Healthcare in Early Retirement: Bridging to Medicare
September 18, 2026
Retiring before age 65 means replacing employer health coverage while managing income, taxes, and Medicare timing. This post explains how COBRA, Marketplace plans, premium tax credits, and Medicare enrollment can inte
How to Pay for Long-Term Care Without Buying LTC Insurance
September 10, 2026
Planning to pay for long-term care without insurance requires a deliberate strategy. This guide covers quantifying care reserves, protecting the surviving spouse, and identifying specific assets like HSAs and home equ
Medicare 101: A Complete Guide for Oklahomans Turning 65
September 8, 2026
Medicare 101: Turning 65 involves critical decisions regarding doctors, prescriptions, and health savings accounts. This 2026 guide covers federal enrollment windows and Oklahoma-specific resources available for new r
Medicare IRMAA: How to Avoid the 'Tax' on High-Income Retirees
September 7, 2026
Medicare IRMAA is an income-related premium adjustment for Part B and Part D based on a two-year lookback. High-income retirees can manage these surcharges through proactive tax planning.
Healthcare in Early Retirement: Bridging to Medicare
June 13, 2026
Bridge to Medicare: Healthcare remains a critical variable for early retirees. With the return of the 400% income cliff in 2026, bridging the gap to Medicare at age 65 requires careful management of MAGI through strat...